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Phil McHenry Loan Consultant

  • NMLS # 1048578
  • 80 Reviews
MPA 5-Star Retail Lender

About Phil McHenry

With many years of experience in the mortgage banking industry, and extensive practice in originating home loans for both purchase and refinance, I am a firm believer in excellent customer service and offering the most competitive pricing. When working with me and New American Funding you'll receive:

  • Professional advice and support in making your home financing decisions
  • A full spectrum of loan products from which to choose
  • Consistent communication and follow up throughout the loan process from me and New American Funding's in-house operations team
  • Industry leading close times

Please give me a call today for answers to any of your home financing questions.
I would be more than happy to offer my professional advice. 

#1 in Customer Satisfaction among
Mortgage Servicers!


For J.D. Power 2022 award information, visit

New American Funding JD Power Award for Mortgage Servicing

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect.

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.


It's a seller's market, and cash buyers have the advantage, but you can still compete and win. To stay competitive as a homebuyer you need to become a CASH BUYER! That’s where Buyer Accepted, exclusively offered by New American Funding, can help.

You're In Good Hands!

4.97/5 Based on 80 reviews


Transaction Completed:

"Team was very responsive and proactive!"

O Fallon, MO


Transaction Completed:

"Both PHIL MCHENRY, my Loan Consultant and CARRIE ANDERSON, Sr Processor were wonderful! The Underwriter(s) and Appraiser were definitely NOT. They caused numerous delays and had PHIL not reached out to expedite, I would have been forced to go with another lender. I strongly suggest you look into updating your underwriting and making it clear to appraisers that their role is to appraise the property only."

Owensville, MO


Transaction Completed:

"Phil was so helpful and answered every question we had! He made this process so easy! He and His team are all amazing!"

OFallon, MO


Transaction Completed:

"Phil is a knowledgeable and easy to work with, highly recommend!"

De Soto, MO


New American Funding


1012 Rondale Court
O'Fallon, MO 63368

Direct: 314-282-9480

Mobile: 314-443-3009


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