About Phil McHenry

With many years of experience in the mortgage banking industry, and extensive practice in originating home loans for both purchase and refinance, I am a firm believer in excellent customer service and offering the most competitive pricing. When working with me and New American Funding you'll receive:

Professional advice and support in making your home financing decisions
A full spectrum of loan products from which to choose
Consistent communication and follow up throughout the loan process from me and New American Funding's in-house operations team
Industry leading close times

Please give me a call today for answers to any of your home financing questions.
I would be more than happy to offer my professional advice.

Phil McHenry Reviews

★ ★ ★ ★ ★

4.98 /5.0

Based on 78 reviews

★★★★★

Debra L. of Owensville, MO for Phil Mchenry

Transaction Completed: 5/9/2022

Both PHIL MCHENRY, my Loan Consultant and CARRIE ANDERSON, Sr Processor were wonderful! The Underwriter(s) and Appraiser were definitely NOT. They caused numerous delays and had PHIL not reached out to expedite, I would have been forced to go with another lender. I strongly suggest you look into updating your underwriting and making it clear to appraisers that their role is to appraise the property only.

★★★★★

Ahnna C. of OFallon, MO for Phil Mchenry

Transaction Completed: 4/27/2022

Phil was so helpful and answered every question we had! He made this process so easy! He and His team are all amazing!

Refinance Calculator

Calculate your new monthly payment after refinancing.

calculate

Mortgage Calculator

Before you buy a house, calculate how much your payments will be.

get payment

How Much House Can I Afford?

Calculate the maximum home price you could afford.

how much

Amortization Calculator

See your payoff schedule with principal and interest payments.

get payoff

COMPETE WITH CASH BUYERS & WIN!

It's a seller's market, and cash buyers have the advantage, but you can still compete and win. To stay competitive as a homebuyer you need to become a CASH BUYER! That’s where Buyer Accepted, exclusively offered by New American Funding, can help.

Get Started Today

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect.

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

From the Blog

Conventional 97 Loans In 2022: Qualifications, Description, and More

Learn about Conventional 97 loans in 2022. Get details, 97% loan to value loan options, qualification information and more from New American... Read More

As a First-Time Homebuyer - Can I Use My 401(k) For a Down Payment?

If you are a first-time homebuyer and considering using your 401k as a down payment on a home, there are some things to consider. Get the an... Read More

Location

New American Funding

O'Fallon

1012 Rondale Court
O'Fallon, MO 63368

Direct: 314-282-9480

Mobile: 314-443-3009

Email: Phil.McHenry@nafinc.com

Get Directions

Phil McHenry Loan Consultant