Karen Chiu Photo

Karen Chiu VP Builder Division

  • NMLS # 611778
  • |
  • LMB # 100517514

About Karen Chiu

With many years of experience in the mortgage banking industry, and extensive practice in originating home loans for both purchase and refinance, I am a firm believer in excellent customer service and offering the most competitive pricing. When working with myself and New American Funding you'll receive:

  • Professional advice and support in making your home financing decisions
  • A full spectrum of loan products from which to choose
  • Consistent communication and follow up throughout the loan process from myself and New American Funding's in-house operations team
  • Industry leading close times

Please give me a call today for answers to any of your home financing questions.
I would be more than happy to offer my professional advice.  

Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect.

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Pathway to HomeOwnership

Are you Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to

Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

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NAF Cash Can Turn You into a Cash Buyer

Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage.* With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

*According to a study from researchers at the University of California - San Diego, cash buyers have paid about 11% less than using a mortgage. Reher, Michael and Valkanov, Rossen, The Mortgage-Cash Premium Puzzle (September 24, 2021). Available at SSRN: ssrn.com/abstract=3751917 or dx.doi.org/10.2139/ssrn.3751917

You're In Good Hands!

4.97/5 Based on 1,067 reviews


Transaction Completed:

"Tabitha M and her team has been great, responsive, reliable and knowledgeable from the very beginning. We felt at ease the entire time they handled our loan for our new home. Karen C, her team and new American funding has been very helpful as well. We are very thankful to have a great team for this hectic yet worth milestone in our life."

Henderson, NV


Transaction Completed:

"Easy to deal with and get answers to questions. Much more willing to find a solution do getting a loan done than other companies I dealt with who make it almost impossible to get anything done."

Henderson, NV


Transaction Completed:

"Despite all the confusion and complication, Karen, Isabel and her team were able to help us close on time. We are so thankful for their help and support throughout the whole journey!"

Dawsonville, GA


Transaction Completed:

"Karen and her team especially Isabel were very pleasant to work with. They are very responsive and accommodating to all my questions. One thing I also like them, they are super optimistic which made the entire loan process smooth and easy for us. I am very grateful to Karen and her team for making our dream house come true."

Fairfield, CA

New American Funding

Pasadena - Union St.

50 North Hill Avenue, Ste. 306
Pasadena, CA 91106

Direct: 626-437-4481

Email: karen.chiu@nafinc.com

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