Karen Chiu VP Builder Division
- NMLS # 611778
- LMB # 100517514
About Karen Chiu
With many years of experience in the mortgage banking industry, and extensive practice in originating home loans for both purchase and refinance, I am a firm believer in excellent customer service and offering the most competitive pricing. When working with myself and New American Funding you'll receive:
- Professional advice and support in making your home financing decisions
- A full spectrum of loan products from which to choose
- Consistent communication and follow up throughout the loan process from myself and New American Funding's in-house operations team
- Industry leading close times
Please give me a call today for answers to any of your home financing questions.
I would be more than happy to offer my professional advice.
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Pathway to HomeOwnership
Are you Ready?
At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.
What is the Pathway to
The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.
This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.
NAF Cash Can Turn You into a Cash Buyer
Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage.* With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.
*According to a study from researchers at the University of California - San Diego, cash buyers have paid about 11% less than using a mortgage. Reher, Michael and Valkanov, Rossen, The Mortgage-Cash Premium Puzzle (September 24, 2021). Available at SSRN: ssrn.com/abstract=3751917 or dx.doi.org/10.2139/ssrn.3751917
From the Blog
Tennessee First-Time Homebuyer Guide
Buying your first home in Tennessee is an exciting opportunity. Owning a home gives you your own space and is a reliable way to build genera... Read More
You're In Good Hands!
"Tabitha M and her team has been great, responsive, reliable and knowledgeable from the very beginning. We felt at ease the entire time they handled our loan for our new home. Karen C, her team and new American funding has been very helpful as well. We are very thankful to have a great team for this hectic yet worth milestone in our life."
"Easy to deal with and get answers to questions. Much more willing to find a solution do getting a loan done than other companies I dealt with who make it almost impossible to get anything done."
"Despite all the confusion and complication, Karen, Isabel and her team were able to help us close on time. We are so thankful for their help and support throughout the whole journey!"
"Karen and her team especially Isabel were very pleasant to work with. They are very responsive and accommodating to all my questions. One thing I also like them, they are super optimistic which made the entire loan process smooth and easy for us. I am very grateful to Karen and her team for making our dream house come true."