Today's Rates as Low As

3.125% Rate
4.040% APR

New American Funding is excited to announce that we now have a 15 year fixed rate loan available at 3.125%% payment rate (4.040% APR) fixed for the first full year and then adjusts to a low 4.125% for the rest of the term. This is a zero point, zero lender fee loan.

Our analysis shows that even though the 15 year fixed loan is still popular, most borrowers don't stay in their loan anywhere near that term so New American Funding has figured out a way to give you the most savings in the first year so you will be sure to enjoy the savings right up front.