Today's Rates as Low As

3.000% Rate
4.005% APR

*Important Information: View Loan Disclosures

Through monetary policy, the Federal Reserve aims to control the economy. Their main concern is inflation. If they see that the US economy is expanding too fast- which will lead to higher inflation by raising interest rates- they can slow the economy and slow inflation. The Fed’s rate increase does impact mortgage rates.  Now that interest rates are at  historical lows, it is an opportune time to buy or refinance a house. 

The interest paid on a mortgage will typically be your biggest expense as a homeowner, so finding ways to reduce it can be helpful for your overall financial health. New American Funding representatives will guide you through all the benefits of refinancing your home loan.

Refinance Benefits

  • Lower Interest Rate
  • Cash Out
  • Shorter Loan Term Options
  • Consolidate Debt
  • Eliminate Mortgage Insurance
  • Convert from an ARM to a Fixed-rate
  • Build Equity Faster