While mortgage applications have fallen in the last few weeks due to uncertainty surrounding the partial government shutdown, savvy loan shoppers have been swift to take advantage of lower interest rates.
With 2018’s colors and couture already fading fast from our collective memories, it’s not a bad time to start considering the tones, tenor and trends that will influence – or completely transform – your home in the year ahead.
Did your spending habits get a little out of control in December? January is the perfect time to get your finances back in order after the most expensive, shopping-filled month of the year.
At first blush, the hue is inspired by the living coral found in thriving oceanic reefs throughout the world but the inspiration for its uses can translate to land uses anywhere. It is 2019’s Pantone Color of the Year: Living Coral.
Despite all the cool new virtual and digital avenues available for communicating with prospective homeowners and buyers, going old school with direct marketing remains a powerfully effective tool for Real Estate Agents.
One of the biggest hurdles to your clients purchasing a home is often saving for a down payment but it doesn’t necessarily need to be. There are down payment assistance (DPA) programs in cities, counties, states and even nationally that empower buyers of all types to purchase a home.
The new, one-size, online mortgage solution, may not fit all borrowers – nor should it. When technology can be used to foster a more customized experience, why force conformity? Within this disconnect lies your greatest advantage.
Fantasy vacations, new cars, in-ground swimming pools, luxury appliances, zero closing costs, these are just some of the builder incentives homebuilders may offer to attract buyers. The slower the sales market, the more over-the-top the sales inducements can be.
Joseph Coy has been a New American Funding team member for the last 4 years where he works as a Loan Officer (NMLS #957945) in the Los Angeles, California branch.
When you think about the places you have lived, what do you remember the most? That really cool restaurant nearby? Your favorite store around the corner? Ask many people what they most remember about a previous home and they’re likely to say, “The people I knew and the relationships I had with my neighbors.”