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About Ben Lane

Ben Lane

Ben Lane

Managing Editor, New American Funding

Ben is the Managing Editor for New American Funding. In this role, Ben helps with content creation, news coverage, and serving our audience of borrowers, real estate agents, loan originators, and other housing professionals. Prior to joining New American Funding, Ben worked at HousingWire, a top housing media outlet. Ben joined HousingWire in 2014 as a reporter and was later promoted to Senior Financial Reporter, Editor, and eventually to Managing Editor. During his time at HousingWire, Ben helped elevate HousingWire to national acclaim and record traffic growth. He was also honored with multiple awards for his work, including an Eddie Award from Folio Magazine and a Gold Award for Best Trade Magazine Story from the National Association of Real Estate Editors.

Posts by Ben Lane

Pre-Approved Mortgage or Pre-Qualified

This is it. You’re ready to make the move into homeownership. From all the online searching you’ve done, you know you need to get “pre-something-ed” to prove you are a serious buyer. However, which is it: pre-qualified or pre-approved? Both sound good, but they serve different purposes.

What are Government-Insured Mortgages?

The mortgage process may sometimes seem like a maze of terms, acronyms and abbreviations that make your head spin, but armed with a little information, you can figure out which mortgage is the right one for you.

Mortgage Differences with Second Home vs. Investment Property

When buying a house, one of the main questions your lender will ask is whether the property will be a primary residence, a second home, or an investment property.

What are the Types of Fixed-Rate Mortgages?

When it comes to buying a house or refinancing your existing mortgage, one of the most important decisions you will make will be what type of loan to get.

How low will your payment be?