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About Ben Lane

Ben Lane

Ben Lane

Managing Editor, New American Funding

Ben is the Managing Editor for New American Funding. In this role, Ben helps with content creation, news coverage, and serving our audience of borrowers, real estate agents, loan originators, and other housing professionals. Prior to joining New American Funding, Ben worked at HousingWire, a top housing media outlet. Ben joined HousingWire in 2014 as a reporter and was later promoted to Senior Financial Reporter, Editor, and eventually to Managing Editor. During his time at HousingWire, Ben helped elevate HousingWire to national acclaim and record traffic growth. He was also honored with multiple awards for his work, including an Eddie Award from Folio Magazine and a Gold Award for Best Trade Magazine Story from the National Association of Real Estate Editors.

Posts by Ben Lane

How to Read a Loan Estimate

The mortgage process can be confusing and overwhelming sometimes. We get it. Luckily, there are plenty of resources and tools available to make the process easier and less stressful for everyone who did not attend the University of Mortgage.

6 Ways Owning a Home Could Save on Taxes

There are many considerations when deciding between renting and homeownership. Each have their benefits, but one area where homeownership has the advantage is when it comes to your taxes.

How to Save for a House in 2021

Given how much time we all spent at home over the last year, the word “home” has a much different meaning than it did just 12 months ago. A home used to just be the place where you lived.

How to Use Form 1098 to Claim Tax Deductions on Your Mortgage Refinance

Believe it or not, tax season is already here. And if you are looking for possible deductions on your federal income taxes, there are plenty of reasons to read on. If you completed a mortgage refinance in 2020, you may be realizing the benefits of lower payments and possibly a lower rate.

Buying a House in 2021: Home Prices, Housing Inventory, Mortgages, and More

Despite the pandemic’s impact on the country and the economy, one could argue that housing was never hotter than it was last year.

How We Support the Dream of Homeownership

At New American Funding, we believe that buying a home truly is the American Dream. It helps create generational wealth and alters the trajectory of people’s lives.

Tips for Improving Your Credit Score

Are you considering applying for a mortgage at some point in the near future? If you are, it is probably a good time to review your credit information and perhaps take steps to improve your credit score.

All About Closing Costs: How Much You Really Need to Buy a Home

Buying your first home can be overwhelming. In the midst of saving for a down payment and searching for the property you've been dreaming of, you must also find the right lender and make sure you meet the long list of qualifications it will require before offering you a loan.

Refinance FHA to Conventional: Making the Switch

Do you currently have an FHA-insured loan? If you've thought about refinancing recently given how low mortgage rates have been this year, it may be in your best interest to see if switching to a conventional loan could save you money by eliminating your monthly mortgage insurance payments.

DTI and What it Means

When it comes to getting a mortgage, there are a few numbers that are important to the process. Chief among those is your credit score, which is a numerical value that signifies how good you are at meeting your financial obligations.

How low will your payment be?