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About Ben Lane

Ben Lane

Ben Lane

Managing Editor, New American Funding

Ben is the Managing Editor for New American Funding. In this role, Ben helps with content creation, news coverage, and serving our audience of borrowers, real estate agents, loan originators, and other housing professionals. Prior to joining New American Funding, Ben worked at HousingWire, a top housing media outlet. Ben joined HousingWire in 2014 as a reporter and was later promoted to Senior Financial Reporter, Editor, and eventually to Managing Editor. During his time at HousingWire, Ben helped elevate HousingWire to national acclaim and record traffic growth. He was also honored with multiple awards for his work, including an Eddie Award from Folio Magazine and a Gold Award for Best Trade Magazine Story from the National Association of Real Estate Editors.

Posts by Ben Lane

Buying a House in 2021: Home Prices, Housing Inventory, Mortgages, and More

Despite the pandemic’s impact on the country and the economy, one could argue that housing was never hotter than it was last year.

How We Support the Dream of Homeownership

At New American Funding, we believe that buying a home truly is the American Dream. It helps create generational wealth and alters the trajectory of people’s lives.

Tips for Improving Your Credit Score

Are you considering applying for a mortgage at some point in the near future? If you are, it is probably a good time to review your credit information and perhaps take steps to improve your credit score.

DTI and What it Means

When it comes to getting a mortgage, there are a few numbers that are important to the process. Chief among those is your credit score, which is a numerical value that signifies how good you are at meeting your financial obligations.

Credit Tips: Why Does Your Credit Score Matter for Mortgage Rates?

Are you thinking about buying a home or refinancing your current mortgage? If so, one of the biggest pieces of the puzzle will be the interest rate you are eligible for on your loan.

DIY Projects to Increase Your Home’s Value

Considering what’s been going on in the world for the last several months, there are probably quite a few people who are considering selling their home and finding one that better suits their needs.

All About PMI

Well, it’s time once again to discuss one of those crazy acronyms of the mortgage world. There are quite a few abbreviations that come up when you’re getting a mortgage. One of those is PMI, which we’ll discuss here in detail.

How New American Funding Honors and Serves Veterans

Serving your country in the military is one of the noblest things a person can do. New American Funding appreciates military servicemembers and veterans and is proud to honor and serve them by helping with their home loan journey.

Understanding the Underwriting Process: A Behind-The-Scenes Look at Approving Home Loans

Buying a home or refinancing your existing mortgage can take you on a confusing journey that’s filled with acronyms and terms you’ve never heard before.

How a New Job Affects Getting a Mortgage

Outside of buying a house, there aren’t too many things that cause more stress and excitement at the same time besides getting a new job. But what happens if you’re doing both at the same time?

How low will your payment be?