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About Ben Lane

Ben Lane

Ben Lane

Managing Editor, New American Funding

Ben is the Managing Editor for New American Funding. In this role, Ben helps with content creation, news coverage, and serving our audience of borrowers, real estate agents, loan originators, and other housing professionals. Prior to joining New American Funding, Ben worked at HousingWire, a top housing media outlet. Ben joined HousingWire in 2014 as a reporter and was later promoted to Senior Financial Reporter, Editor, and eventually to Managing Editor. During his time at HousingWire, Ben helped elevate HousingWire to national acclaim and record traffic growth. He was also honored with multiple awards for his work, including an Eddie Award from Folio Magazine and a Gold Award for Best Trade Magazine Story from the National Association of Real Estate Editors.

Posts by Ben Lane

How to Read a Loan Estimate

The mortgage process can be confusing and overwhelming sometimes. We get it. Luckily, there are plenty of resources and tools available to make the process easier and less stressful for everyone who did not attend the University of Mortgage.

How a New Job Affects Getting a Mortgage

Outside of buying a house, there aren’t too many things that cause more stress and excitement at the same time besides getting a new job. But what happens if you’re doing both at the same time?

DTI and What it Means

When it comes to getting a mortgage, there are a few numbers that are important to the process. Chief among those is your credit score, which is a numerical value that signifies how good you are at meeting your financial obligations.

What are the Types of Fixed-Rate Mortgages?

When it comes to buying a house or refinancing your existing mortgage, one of the most important decisions you will make will be what type of loan to get.

Pre-Approved Mortgage or Pre-Qualified

This is it. You’re ready to make the move into homeownership. From all the online searching you’ve done, you know you need to get “pre-something-ed” to prove you are a serious buyer. However, which is it: pre-qualified or pre-approved? Both sound good, but they serve different purposes.

VA Loans in 2021

Are you a military servicemember or veteran looking to buy a home? If so, you might consider using a VA loan since VA loans offer a number of unique benefits that are only available to those who have served in the military.

DIY Projects to Increase Your Home’s Value

Considering what’s been going on in the world for the last several months, there are probably quite a few people who are considering selling their home and finding one that better suits their needs.

When Should I Sell My Vacation Home?

Given the rise of remote work over the last 18 months, it can be argued that vacation homes have never been more popular than they are right now. A recent report from the National Association of Realtors showed that vacation home sales were up by more than 16% last year and were up by an astonishing 57.2% in the first four months of this year.

Pros and Cons of Buying a Condo

Are you interested in buying a condo? If so, you’ve come to the right place. Buying a condo is somewhat like buying a single-family house, but there are some differences you should be aware of.

Tips for Improving Your Credit Score

Are you considering applying for a mortgage at some point in the near future? If you are, it is probably a good time to review your credit information and perhaps take steps toward improving your credit score.

How low will your payment be?