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La Llave de tu Sueno Americano

A partir del ano 2000, los propietarios de viviendas en la problacion Hispana han experimentado una tasa de crecimiento del 67%.  

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Loan Purposes

No one needs a loan for the same reason. Maybe you’re looking for your first home, a vacation home or an investment property. Maybe you need to fix your payment by switching to a fixed-rate mortgage or undergoing some home improvement. Whatever your reason, we can help you through the mortgage process on any type of purchase. Get your New American Mortgage Today.

First Time Homebuyer Loan Programs
Stop spending money on rent and start investing in a new home. There are many benefits to buying your first home, such as meeting your specific housing needs, establishing credit and receiving tax benefits.  We’ll help you find a loan you can afford and can even work with you to find the optimum down payment for your first large investment.  

Move Up and Existing Home Buyers
Do you need more room or now have the income to buy a bigger house?  In today’s buyer’s market, moving up has become much more attainable.                                             

Reverse Mortgages to Secure Retirement
Now is the time to start thinking about the home you will live in during retirement.  There are so many homes available; you may qualify to purchase a house that will serve your needs down the road when you envision moving out of the city and into the mountains.

Vacation Home Mortgages
Real estate purchased for a vacation residence not only allows you to enjoy time away, but it also comes along with other potential benefits like tax deductions.  Demand for vacation homes is expected to increase, further reason why this market is ideal to invest in a property you will hold onto for years.

Investment Property Loans
Real estate investment can diversify your portfolio and provide monthly income where it previously didn’t exist.  Our expert lenders can help you find the most effective mortgage and loan options for purchasing and benefiting from an investment property.

Lower Your Mortgage and Interest Rate
Interest rates are at an all time low, and you may qualify to lower your mortgage interest rate and lower your monthly payment by refinancing your current payment.  Even buyers with bad or no credit may be eligible for programs with better terms than your current loan.

Refinance from ARM to Fixed-Rate Mortgage for Better Rates
You may want to switch from an Adjustable Rate Mortgage to a Fixed Rate Mortgage to steady your payment and prevent future surprises.  Or you may be in the position to pay off your home faster and want to decrease the number of years you will be paying.  Either way, New American Funding can provide options on how to achieve your goals.

Cash-Out Refinancing
A cash-out mortgage allows for you to refinance your home for more than you owe in order to take home the cash difference.  This loan may be right for you if you want to turn some home equity into cash or need to pay off higher interest debts.

Home Improvement Loans
Home improvement projects can be very expensive and require upfront cash.  With a home improvement loan, you can borrow money and refinance your home all at the same time, giving you only one monthly payment.  This loan is a smart way to fix the roof or remodel your bathrooms when cash is not readily available.