*This 5/1 Adjustable Rate Mortgage (ARM) fixed for the first 60 months. Rates and terms effective 01/01/2010 and subject to change. Actual rate determined after receipt of a completed application and prior to execution of loan documents. The estimated payment amounts include principal and interest. Payments are based on the initial rate, current index and margin, and also take into account initial, subsequent, and lifetime rate caps. This is a variable rate loan and actual payment amounts will vary annually after the fifth year based on changes in the index. Your payment will increase and may increase substantially if interest rates increase. Payment will vary based on the specific terms of the loan, verification of information and credit.
*30 year fixed - Payment based on First Trust Deed with a 30-year amortization. APR and payment will vary based on the specific terms of the loan selected, verification of information and credit. Rates are subject to change. Conditions and restrictions apply. Not all applicants will qualify.