Thinking About Purchasing a Home?

The following is a list of documents generally required when applying for a home loan. For a fast and easy loan process, have these items available when you're ready to complete your application.

• Proof of income You'll usually be required to show original pay stubs for the last 30 days.
• Copy of homeowners insurance This is to verify that you'll have sufficient coverage on the property.
• Copies of your W-2 forms Last two (2) years required for each applicant. This will help your lender verify employment and income history.
• Copies of asset information This includes any accounts where money may come for closing. You may need to provide statements for your savings, checking and 401K accounts; as well as investment records for any mutual funds or stocks.
• Copy of title insurance This will help your lender verify the legal description of the property, the taxes, and the names on the title.

Once you've begun the loan process, one of our mortgage specialists will let you know exactly what documentation you'll need to get approved. Keep in mind - the more information you have ready before you apply, the faster your loan will close.

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