Home Purchase Loans
As a new home buyer, there are so many options when it comes to financing your home. Between the types of loans available, and negotiating your rates and payment options, finding the right home purchase loan takes some work. You need a team of experienced professionals who have your best interest — not a commission — in mind.
At New American Funding®, our goal is to find you the right loan with the most competitive rate and terms, so you can move in sooner with less hassle. Let us help you navigate the unpredictable housing market, and provide the security, safety and peace of mind you need to close your loan quickly.
Our knowledgeable in house staff of underwriters and processors handle the entire loan process from approval to funding for your new home purchase loan. That means we have the flexibility to design a custom-fit mortgage to meet your needs.
Up-front credit approvals
Our up-front credit approvals for new home buyers show how much you qualify to borrow based on your income, assets and liabilities. Unlike other mortgage bankers, New American Funding will make sure your information has been verified and your home loan amount has been approved, so you can shop with confidence.
We are an FHA Direct Endorsement (DE) and Government Approved Direct Mortgage Lender, meaning we can offer you the safety and security of a federally insured home purchase loan. With flexible payment terms to suit your needs, FHA home loans are a popular option for new home buyers.
Closing your loan in 21 days
With our 21-Day Close Guarantee (please view our disclosure), you can move into your house in a fraction of the time it takes when working with traditional banks or brokers. No matter your situation, New American Funding can get you the right new home loan at the most competitive rate. We provide lending options for first-time home buyers, move-up buyers who are upgrading or moving, retirement real estate financing, buying a vacation home, and property investment financing. Skip the hassle, and call New American Funding today to see how easy it can be to buy your next home.